Insurance Fraud Criminal Defense Lawyer Joel Bacher

You have probably seen the billboards: "Insurance Fraud = Prison". They mean it. The insurance industry is very powerful and they use the NJ State Attorney General's office as their personal enforcement agency. The Attorney General is extremely serious about insurance fraud, and seeks to put anyone accused of insurance fraud --- be it for healthcare or unemployment or disability --- behind bars. Even innocent mistakes may result in being charged with insurance fraud. But oftentimes it involves presenting an exaggerated claim for lost or stolen items for much larger than the loss. Other times people feign injuries, or stage accidents, and collect insurance money illegally, collecting compensation for a disability that never really occurred.

Insurance companies have numerous ways to detect criminal activity when it comes to false claims. Such as claiming your car was stolen when it was not. Or padding your list of lost items in an insurance claim. There are times however when honest mistakes occur. Or there's too much gray area that perhaps taking advantage of a situation you thought lawful turns out to be criminal. Related insurance fraud may include:

  • Medicare / Medicaid Insurance Fraud
  • Healthcare Insurance Fraud
  • Unemployment Insurance Fraud
  • Social Security Insurance Fraud
  • Disability Insurance Fraud
  • Auto Insurance Fraud

Insurance fraud also affects innocent people because insurance companies often spread their losses to the premiums of honest customers. For this reason, among others, insurance fraud carries significant penalties that both punish and deter all forms of insurance fraud.


Being arrested for insurance fraud because of suspicious claims is not to be taken lightly. If you are arrested, or under suspicion or investigation, for insurance fraud, do not talk to the police or authorities (e.g. human resource or even the insurance company itself) about the charge. Do not try to explain to the authorities the integrity of your claim. Exercise your right to remain silent and get a criminal defense lawyer at your first opportunity. That is your best chance to have your side of the story told as an American citizen with rights! The police, when questioning you, despite what your mother may have told you, are not your friends. Although they appear friendly as such, that is how they do their job to get information to hold against you. Be polite, yes, but be firm, and request a call to a criminal defense lawyer at your first opportunity and continue to remain silent in the meantime.


If you or someone you know has been arrested for insurance fraud, I urge you to contact an experienced criminal defense attorney for representation and counsel. The prosecutor's office will always have the responsibility of proving you committed the offense beyond a reasonable doubt. Not only is this hard to satisfy, but if the presiding judge has any reason to believe you did not commit every element to the crime, the charges against you may be reduced or dismissed. I, Joel Bacher, am here to defend your rights. I have, for forty years, successfully defended numerous charges that involved insurance fraud. My Wayne law office has achieved numerous acquittals, dismissals and downgrading of charges for a variety of fraud charges. We prepare thoroughly for every case in the event of trial. We believe the way to mitigate if not dismiss an insurance fraud charge is to negotiate and litigate from a position of strength.

  • 40 Years Litigation Experience
  • Free Initial Consultation
  • Extensive Trial Experience
  • Certified for Civil Trial by the NJ Supreme Court
  • 24/7/365 Call Center and availability
  • Evening Hours for Personal Meetings
  • Fully Licensed in New York and New Jersey, and all Federal Courts as well

For the best criminal defense in Wayne, Paterson, Passaic County and all of New Jersey, contact Joel Bacher at The Law Offices of Joel Bacher, for a free consultation. Telephone 877-217-6903 or click to send an email. All consultations and written correspondences will be kept strictly confidential.